Creating Wealth and Financial Freedom
Why would I tell Mary to go and take $600.00 out of the ATM and burn it?
Don’t keep burning Your Hard Earned dollars. Join us at the next F~R~E~E 2hr seminar….that’s right they are F~R~E~E!
Click here and register for the next Your Money Your Future seminar
Wow …I hear this question a lot and it’s a really good question ‘Julio Should I Rent or Should I Buy’?
Please watch my video below.
Talk soon my friend
Julio
The JDL Strategies Process
Let’s get this straight. How many people within your immediate circle are fabulously rich? That’s the answer most people give! Reason…People genuinely DO NOT know HOW to get rich!
The answer is easy enough…it’s through a “Chain Reaction” of strategies comprised of:
It is NOT about matching expenses to income and “seeing how I’ll go”.
If you want to get rich…don’t go anywhere else. Stay right here in Australia! You see in most other countries there are few options for creating wealth through investing. The masses in these countries go to work for someone else and scrimp and save, find anything they can and try and sell it or they hope and pray to somehow get lucky. In Australia, the “problem” is that there is often too much to consider! This is a problem so many in other countries would love to have!
But the thing for us here is trying to sift through all the information and sort out the good opportunities from the bad. This is also one of the reasons people have fallen foul of failed investment schemes in the past. There is information overload.
As I have said, investing and creating wealth is like going to the markets! If you go to the butcher, is not going to tell you, “Go to the fish market next door, meat this week is pretty tough.” Or the fish market lady will not say to you, “Better go to the butcher, meat fills you up more than fish.” Hasn’t happened to you? And it’s not likely to.
And the reason for this is capitalism. It’s their job to sell you the meat or the fish or whatever. Hey, they’re just trying to provide you with a product and put food on their own table. Nothing wrong with that. Everybody is selling their fish…now what about you?
Same with investing.
Share “sellers” will tell you shares are best. Options traders that options are best. Property people that property is best. All sound. All work. Just like fish and beef will both fill you up. But once again, which is best for you?
How are you to know?
Simple answer: you don’t as there is no ‘one size fits all’ investment vehicle. Just as people are unique, so too is each person’s financial circumstances and needs.
And this is where JDL Strategies leads the pack. We do not recommend any particular investment vehicle. What drives our advice is three things:
I promise you, that’s who we’ll focus on, you!
Julio – Talk soon.
For a start the Australian economy is stable The Australian economy’s vital signs are healthy and it is performing much better than anyone would have expected this time last year (remember last year?). Ultimately, indicators like strong employment levels, wage and productivity growth and manageable inflation drive prosperity and the demand for goods, including property.
But watch out – every year there is one “X factor”, one unknown that pops up and surprises us and the economy.
Two years ago it was the subprime crisis overseas and its effects on the world financial markets. Last year the Australian government’s financial stimulus, comprising deep interest rate cuts and fiscal stimulus, had our markets surprised on the upside, with their resilience at a time when almost everyone was expecting a recession.
By definition (being an unknown X factor), I have no idea what will crop up in what’s left of 2010. It could be another interest rate hike stalling our markets, or maybe further financial problems overseas. Who knows? Something always crops up to surprise us – so be ready!
Increased Demand but a Lack of Dwelling Supply Remarkable growth in immigration levels over the last few years plus a baby boom have boosted demand for housing. However despite a shortage of dwellings around Australia builders are just not constructing enough new homes and developers are not producing enough new apartments or townhouses to meet demand.…Australia needs more investors to purchase more property to ease the demand on the rental market – simple as that!
The problem is that for most new medium and high-density development projects to become financially viable to allow banks to lend for new development and to encourage developers to take the commercial risk, the end value of the apartments or townhouses will need to rise by at least 20% above current market prices.
Putting all this together, a shortage of supply and continuing demand, plus the increasing cost of development (including higher land costs, infrastructure costs and building costs) means that the value of new dwellings will have to rise substantially soon. This will of course have a positive impact on property prices.
Demographics Our population is fragmenting, with more people living alone; which means we need more dwellings just to house the same number of people. At the same time we are living longer. All of this means that more people will be seeking more accommodation both as tenants and owner occupiers, pushing up property values and rentals.
Rents will strengthen in 2011 With demand for rental properties outstripping supply, rents increased strongly over the last few years. Record low vacancy rates, fewer investors bringing new properties onto the market and low housing starts all mean residential rents will rise even further over the next few years. The rental boom has only just begun…and my valued JDL clients are riding that rental wave to financial freedom.
So while the news is not the best for first home owners and renters, the current property markets offer good opportunities for investors who buy selectively.
Julio
Wondering how your properties will perform in the next couple of years? Take a look at the exciting statistics predicting incredible growth right across the country… this is why I love Australia and LOVE showing YOU how to create wealth and financial freedom!
Expected growth in median house prices by 2012 (Statistics released in a report by mortgage insurer QBE LMI and analysts BIS-Shrapnel)
Sydney 21%
Adelaide 23%
Melbourne 19%
Brisbane 15%
Perth 12%
Canberra 12%
Think of how many more properties will you be able to add to your portfolio with all this extra equity! Especially if you have a whole portfolio growing for you rather than just one property.
That is what I love about property. When done right, it keeps financing itself and out earns anything you could possibly make in a regular nine-to-five job.
Whether you are a new property investor or someone who already owns a successful property portfolio, there is always more to learn and the market is always changing.
Regards,
Julio
Investing – Can you do it Yourself?
It can be daunting to embark on your own personal wealth creation path. It takes HOURS of research to find the right professional people, who don’t just sell the products where they earn the largest commissions, but actually consider your personal financial situation, take into account your goals and dreams and strategically plot out a workable plan to get you there.
The last thing you want to do when you fly home from your hitch is WASTE TIME figuring out investment strategies for your hard earned money. That’s why you don’t want to miss the next FREE JDL Strategies Seminar. 2 Hours and 15 minutes could start a chain reaction that sets you and your family on track to Wealth Creation and Financial Freedom.
This is a no-obligation seminar – No Obligation! At the seminars, you will be taken on a journey from the foundational principles of wealth creation, through to sophisticated strategies for risk minimisation, debt reduction and tax management and much more… without any need to open any finance or investing books!
At the FREE seminar you will discover:
Registration is essential http://jdlstrategies.com.au/events/ or click the box at the right of Your screen ’Book Free For A JDL Event’.
Regards,
Julio
One question I get asked all the time is ‘Julio, why should I buy a Property Investment’?
For a start, television stations and newspapers are reporting that house prices rose by a record 20 percent in the year to the end of March 2010, first home owners are revelling in their new found equity while investors are cheering it on. Some of those cheering are, I am proud to say, JDL Clients.
In fact, according to the Australian Taxation Office one in seven taxpayers now owns at least one investment property – Australia is a great place to buy an investment property.
Yes, there are more interest-rate hikes talked about on the TV and by financial people in expensive suits, but surely the tax benefits of negative gearing help to neutralise those? Particularly now the federal government has confirmed it has shelved or rejected the Henry Tax Review’s recommendations to reduce negative gearing tax rates.
All of which may have you asking, why haven’t I sunk my money into bricks and mortar?
Why do you think people choose property investment over other types of investing?
Simple – They’ve often been through the process before — buying their own home — and it’s a tangible asset. They can drive past it, other people they know do it and it’s seen as a smart thing to do, and it’s an emotional decision. I think it’s easier for people to understand than the stock market, it’s less volatile than the stock market for a start because you’re forced to make long-term decisions, and it’s physical. You can walk through your investment.
What are the most common misconceptions about property investment?
That it’s as “safe as houses”. Particularly at the moment, I think one of the biggest risks is that feeling that property is invincible. Housing is like any other growth asset: it moves in cycles and that can include a potential decline in value.
Another misconception is that any property will do well. You have to buy the best property you can afford. A terrible property may command a decent price in a strong market, but if the market turns, you’re left with a real dog…
…and the notion that all properties are equal is a problem. It couldn’t be further from the truth my friend. There are good, bad and average properties, and the bad and average make up 85 to 90 percent of the market. When you’re talking about a good property for investment purposes, it must be above average. The property, street and suburb can make or break the strategy.
What makes a good investment property?
Lets be honest here – Investing is all about risk and managing risk. We can’t influence return — the market will do what it does — but we can manage the risk.
The JDL Property Research team have been developed to provide comprehensive strategies to achieve long term growth. The team have been hand picked by me because ‘they’ know what to look for in an investment property.
What is your number 1 thing to consider when investing?
Past performance; affordability — stay close to the median value of the area you’re considering to attract more renters in the short term and more buyers in the long term; and the fundamental factors that drive growth to ensure you’re buying a “good” property. This is where the experience of my team comes in and why the JDL client can be assured that their investment is a sound one.
Also, the JDL Finance team make sure you can manage the costs ensuring sufficient buffers are in place, and set up financial firewalls so that your assets are protected now and in the future.
Where’s the best place to go for advice?
You have already read this blog to this point so you are part way there! Please call 1300 723 580 and request a JDL Client Manager to contact you. If you are after some kind of “magic pill” where you will wake up the next day rolling in money or if you’re chasing the latest “get rich quick scheme” then please close this site now…we are only interested in working with REAL people who seek REAL solutions to building financial security for themselves and their families.
If this is you, then welcome, you’re in the right place at the right time
Kind Regards,
Julio
Being Rich – Shocking Truth Revealed [must-see video]
How rich do you feel?
Here’s the big, the shocking truth about being RICH…
…you are only as rich as you feel…
If you don’t feel very rich, if you want to feel richer, then you have to take a few steps, as revealed in this video, to get there.
Discover how to make the switch. If you are truly interested in investing in your future, your families future, investing in property (property investment portfolio), shares, managed funds etc, then you must watch this video now….and make the switch.
Can you really create a RICH YOU? [short video]
Come ‘on can you really create a RICH YOU? The answer is a definite “YES”!
You are quite capable of creating a rich you…
…but…
…(there’s always a ‘but’ isn’t there?)
…you must become self aware to make this happen.
If you are truly interested in investing in your future, your families future, investing in property (investment property portfolio), shares, managed funds etc, then you must watch this video now….and move out of the comfort zone (you know you want to do better…right?)
